Insurance in the UK

[yegon]

How are you chaps insuring your phone? On your house insurance? The £15 a month by o2 is frankly ludicrous, there's even a £100 excess on your first claim. I signed up for it, knowing Ive got 14 days to cancel.

(Forgive me, I posted this in the UK thread but it'll be lost in the swamp of other posts)

 

[snapper07]

How are you chaps insuring your phone? On your house insurance? The £15 a month by o2 is frankly ludicrous, there's even a £100 excess on your first claim. I signed up for it, knowing Ive got 14 days to cancel.

(Forgive me, I posted this in the UK thread but it'll be lost in the swamp of other posts)

wow has the excess gone up to £100 thats criminal i complained about £25 the other month i don't understand why they charge an excess when you insuring one item! I understand the concept of excess with cars and houses when there are 100's of small things to claim on! After a couple of years you've paid them the same amount as a new phone!!

 

[BrEEdAA]

I get mobile insurance (amongst other things) with my UK bank, premuim account type thing. Regsistered my new imei withthem yesterday

Most banks seem to do things like this now, could be worth looking into, my bank is First Direct

 

[179202]

I've gone with my bank (Lloyds TSB). If you have a silver account (which costs £7.50 a month but is only £3 a month for first three months), then you get free phone insurance. It's an comprehensive an any of the networks.

But! It does take 14-20 days to activate, so I've paid out to Orange for a months insurance in the meantime.

 

[yegon]

I get mobile insurance (amongst other things) with my UK bank, premuim account type thing. Regsistered my new imei withthem yesterday

Most banks seem to do things like this now, could be worth looking into, my bank is First Direct

Ta, I'll investigate that. Assuming 2 years ownership, Id currently be paying £360 for two years insurance!!!!

 

[BrEEdAA]

Ta, I'll investigate that. Assuming 2 years ownership, Id currently be paying £360 for two years insurance!!!!

It cost me £12 a month, but that also includes worldwide travel insurance, identity protection, breakdown cover and some other stuff I'll prob never use. Still better value than £15 for mobile insurance alone!

 

[yegon]

It cost me £12 a month, but that also includes worldwide travel insurance, identity protection, breakdown cover and some other stuff I'll prob never use. Still better value than £15 for mobile insurance alone!

Nah, to be fair, there is all that as well bar identity protection, I skipped these details. Still a complete rip.

Here's the page, nearer the bottom;

http://www.o2.co.uk/shop/phoneinsurance/