Insurance in the UK

[yegon]

How are you chaps insuring your phone? On your house insurance? The £15 a month by o2 is frankly ludicrous, there's even a £100 excess on your first claim. I signed up for it, knowing Ive got 14 days to cancel.

(Forgive me, I posted this in the UK thread but it'll be lost in the swamp of other posts)

 

[snapper07]

How are you chaps insuring your phone? On your house insurance? The £15 a month by o2 is frankly ludicrous, there's even a £100 excess on your first claim. I signed up for it, knowing Ive got 14 days to cancel.

(Forgive me, I posted this in the UK thread but it'll be lost in the swamp of other posts)

wow has the excess gone up to £100 thats criminal i complained about £25 the other month i don't understand why they charge an excess when you insuring one item! I understand the concept of excess with cars and houses when there are 100's of small things to claim on! After a couple of years you've paid them the same amount as a new phone!!

 

[BrEEdAA]

I get mobile insurance (amongst other things) with my UK bank, premuim account type thing. Regsistered my new imei withthem yesterday 😀

Most banks seem to do things like this now, could be worth looking into, my bank is First Direct

 

[179202]

I've gone with my bank (Lloyds TSB). If you have a silver account (which costs £7.50 a month but is only £3 a month for first three months), then you get free phone insurance. It's an comprehensive an any of the networks.

But! It does take 14-20 days to activate, so I've paid out to Orange for a months insurance in the meantime.

 

[yegon]

I get mobile insurance (amongst other things) with my UK bank, premuim account type thing. Regsistered my new imei withthem yesterday 😀

Most banks seem to do things like this now, could be worth looking into, my bank is First Direct

Ta, I'll investigate that. Assuming 2 years ownership, Id currently be paying £360 for two years insurance!!!!

 

[BrEEdAA]

Ta, I'll investigate that. Assuming 2 years ownership, Id currently be paying £360 for two years insurance!!!!

It cost me £12 a month, but that also includes worldwide travel insurance, identity protection, breakdown cover and some other stuff I'll prob never use. Still better value than £15 for mobile insurance alone!

 

[yegon]

It cost me £12 a month, but that also includes worldwide travel insurance, identity protection, breakdown cover and some other stuff I'll prob never use. Still better value than £15 for mobile insurance alone!

Nah, to be fair, there is all that as well bar identity protection, I skipped these details. Still a complete rip.

Here's the page, nearer the bottom;

http://www.o2.co.uk/shop/phoneinsurance/