I've been with Cingular(& Apple) for many moons and have been planning to be an iPhone early adopter upon release. However, it just dawned on me that when I was shopping for a PDA at my local Cingular joint a few months back I decided against it due to the lack of insurability. So I just got off the horn with Cingular/AT&T and was told that not only is insurance still not offered for their line of PDA's and smartphones, but that insurance would also most likely not be an option for the iPhone as its price exceeds that of even their most expensive PDA. If so, what a joke. $699 for a phone and no protection to go with it. I wonder how much this will impact sales...I'm sure not making the leap now. What does the Macrumors community think of this?