Apologies if this has come up before, but I haven't noticed a pertinent discussion. I have usually bought Applecare for my Macs, but avoided it for smaller/cheaper devices. Instead I purchase third party insurance that covers theft as well as loss or damage. The repair/replacement service often isn't quite as good as Apple's, but having had an iPhone stolen I have been glad to have this coverage. On this basis I have added my AW to my gadget insurance, rather than buying AC+. Has anybody else gone down this route? Has anybody specifically covered their AW against loss/theft in addition to AC+? I'm interested to see how others approach this.