Yesterday I was at the Annapolis Sailboat Show taking some pictures for a friend that owns a local free rag. I mainly did it so I could have free access to the show, but anyway, there I was. There was lots of backlight, so I decided to pop on a big flash bracket and my 580 EX flash gun. I was off and about my business. I was taking some pictures of some people looking at the bow of a boat, and next thing I know I hear a plunk and I am watching my $400 flash gun waving goodbye into the depths. Luckily, I have business insurance for it, and I also have a renters policy that would cover it otherwise. But the deductile is $500. So I still lost $400. Just got me to thinking, I could have dropped the whole rig in...that would have been much, much more. So what would happen to you if you dropped your rig, it fell in the water, someone stole it out of your car - are you protected?