Is everyone on this thread above 45 years old and still doesn’t like using their credit card online?
Seriously, this tweak is about as much of a “security risk” as installing Firefox to your computer. It takes advantage of a “loophole” because Apple doesn’t allow basic customization that other phones do. Highly doubt this tweak will lead to identity theft, but you guys feel free to continue to be deathly scared of technology you have little understanding of.