1. The point is that people just dismissing people with “just don’t use sideloading” aren’t factoring in the fact that some have no choice in the matter, they can’t just choose to not use sideloading because their job requires an app that’s only able to be installed via sideloading.
2. Bank apps have settings for FaceID, TouchID, etc. in the apps in a user settings section. It leverages normal FaceID, so maybe the FaceID data itself isn’t stored in the app, but the buttons for changing those things are in the app.
3. Apple created and owns iOS, so they should have control over access to iOS. As to iOS customers, they can use another OS to access other merchants wares, but iOS is Apple’s property. The internet (broadly) is public property (individual websites are not) and iOS is not. Apple owns the iOS platform, and so should have the right to do with it as they see fit. Other competitors can make their own platforms, or hitch a ride with those who are okay with them setting up shop on their private properties, but Apple isn’t obliged to. In fact, if Apple wanted to only offer Apple-made apps with no App Store, they’d be within their rights to. Distributing apps on Apple’s private property (iOS) is a privilege, not a human right. And since developers want access to Apple’s private property (iOS), Apple is perfectly within their rights to ask for a commission.
5. And again, I’m largely in favor of app sideloading being added to iOS, I think it will generally be an improvement. But I do not agree that governments have the right to force Walmart to host a vendor’s booth in the middle of their facilities and with free access to all the customer draw that Walmart brings in. If Walmart charges a commission, they’re well within their rights to do so.