I bought the 7 last year and it was stolen in June of this year. I wasn't thrilled with the phone to begin with, the loss of the headphone jack annoyed me to no end, and it was a bit big for my hands, but i loved the new features. Now I'm using my backup iphone 5s and its dying a slow death so a new phone is needed. Recently I've been considering the possibility of an IPhone SE. Besides the A11 chip, are there any other massive differences that would favor the 8 rather then the SE? I have never really used the 3d thing, i did love the apple pay. Anything else I'm missing? Oh and if i were to get the SE on ebay, and i got the Verizon option, do they come unlocked or an i going to have to stress about unlocking it? ( my family uses ATT and i live in Australia at the moment). Thanks.