iPad iPad insurance for High Schooler

Read up on AppleCare Plus and then read the terms of SquareTrade. Either will be fine but I think you'll do better with AC+. Also, invest in an Otterbox case for the iPad. If he gripes at the increased thickness/weight, toss the laptop at him and let him recall what his carelessness leads to.

 

I second this.

Get a high-end case, like an OtterBox, and get AppleCare+.

If he complains, show him the $600+ investment you made into his education, and the laptops he's broken, and tell him to be more responsible!

Good luck.

 

For how many years coverage? When I look at the Worth page, the annual fee for the most expensive model (K12 iPad 3-4 128GB + 4G) is $87.

I've not come across negative comment about Worth here. Can you provide a link?

After a family member's iPod Touch was stolen I opted for Worth on all our devices since it covers theft and a lot more. Wish I would have had it earlier, but live and learn.

Unfortunately, with a kid in school you are definitely going to have some sort of theft insurance in place.

 

LOL, that Worth Avenue thread is more about the failure of the OP to (a) lock his car and (b) get a police report, than any failure on the part of Worth Avenue. They had every right to deny coverage since it's pretty clear what's expected of the policyholder in the event of a loss.

AppleCare+ does not cover theft.

http://images.apple.com/legal/sales-support/applecare/docs/applecareplusforipadenglish.pdf

For that reason alone, am letting my AppleCare expire and am sticking with Worth.

 

Read the OP again. AC+ does not cover loss/theft which is a concern for the OP.

 

is this a private school? i can't see a public school requiring parents to buy an expensive item like that. what about a $200 chromebook instead?

 

my daughter (catholic school) is required to have an iPad (nothing else) until grade 3 and then a laptop from grades 4-8. the laptop can be a windows machine.

 

A thief is a thief. School kids who steal other people's stuff are thieves. The theft of our iPod Touch took place in a grade school, during extracurricular activities. A police report was easily obtained but alas, we didn't have Worth Ins. in place at the time.

As to a kid being careless, that's another story.

 

I understood but his kid's history is with damage.

 

Only in terms of damage. Apple Care doesn't cover loss or theft

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Rumor according to sources supposedly close to the matter. Don't trust something like that. Especially when. If it turns out wrong by the time you find it you could be past the 30 days and can't get apple care if that's what you want to do

And be sure that he is either using iCloud or is habitually backing up to a computer because 'I dropped my iPad in water and it wouldn't turn on so I don't have my work finished' won't fly with teachers

 

You are missing what I am writing. I wrote, I know AC doesn't cover theft. Actually I wrote that I understood. I should have spelled it out further, I suppose. I am well aware that AC doesn't cover theft. Read the first post. Do you want to tell me that theft is a great concern when faced with a child who has broken not one but two sturdy laptops recently? Again, AC+ is his better bet even if there is something to supplement the insurance against loss or theft.

His Homeowner's will but the deductible needs to be reduced to at least $250 to make it worth it. In that case, the premium will increase and you will likely not see a savings. It depends on his carrier.

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If it were me, I would likely check to see if lowering my deductible with my homeowner's would help. If the premium increases to the point where the deductible + premium increase = new iPad then it is not worth making that change. Instead, perhaps have your son do some chores and some of the money goes into savings for a new iPad. If he never loses it or it doesn't get stolen, then he can just spend the money elsewhere.

 

although i didn't give any advice, i appreciate your updates on your inquiry. this is exactly what we want from forum members who are seeking advise- to give us an update on what you did or didn't .....thanks.

 

Good luck OP, I hope your son takes good care of it.

 

Lol. If you need a police report, you might as well not even get coverage. Police do NOT file reports.

http://americablog.com/2011/08/five...ile-report-or-even-listen-to-their-story.html

Cops hate to file reports. Last year in San Diego, some dude hit my ex girlfriend's new BMW and sped off. We found his car and even found paint transfer that matched her car. So we called the police and they basically said "This isnt our problem."

They're required to file car accident reports when the damage exceeds $1000. I was in an accident where my entire engine nearly ejected. Not one word on a notepad. They literally try to just sweep you off the road so they can go cite more traffic violations. It's terrible.

 

You can always request a police report, then they have to do it. If they refuse, get an alderman involved. That worked for me when a cop didn't believe the damage to my car after being hit was at least $1,000. (It ended up being close to $2,000.)

Hit and run is something different though. I got screwed by the system on one of those. Didn't matter that I had the license plate number or that the person even confessed.

Yes, I have bad luck with cars.