There seems to be 3 major/substantial/reliable companies offering iPad insurance. Safeware, Worth Ave. Group, and Squaretrade. The thing that bothers me about Squaretrade and Safeware is that repairs are sent to some "generic" repair facility. I am leaning strongly toward Worth Ave Group because they let you bring the device to Apple and cut you a check within seven days. Any comments orvexperiences?