iPhone 4 Insurance / No Insurance Question

Discussion in 'iPhone' started by Wicked1, Aug 9, 2010.

  1. Wicked1 macrumors 68040


    Apr 13, 2009
    New Jersey
    If you have an iPhone 4 32GB and say you drop it in a pool (not that I did) if you go to Apple do they replace it for $200.00 or $300.00?

    My question is without insurance since Apple and AT&T do not offer it, what is the cost to get a replacement from Apple?

    Just bought two 16GB iPhone 4's for my sons and just want to know in case they drop them or break them, what the cost is to replace.

    Also Applecare just adds 1 year to the standard Apple 1-Year warranty for defects and MFG issues only correct?

    I do not need to pay someone for insurance, from what I read on here I could essentially pay $120-$200 per year for insurance, which is not worth it.
  2. SophiaLee macrumors 6502a


    Jul 12, 2010
    Out of warranty replacements are $199 from Apple.
  3. amandapanda801 macrumors member


    Jun 15, 2010
    Hmmm I would take the warranty in any case and if it is by accident that you brke it they should replace them for free I think...
  4. Wicked1 thread starter macrumors 68040


    Apr 13, 2009
    New Jersey
    Nope their is a deductable just like Verizon. I had a phone on Verizon paid $4.99 per month for insurance then it jumped to $7.99 plus now there is a $100 decut...

    I think the way to go is Apple since they only charge $199 because a full replacement with no insurance on VZ would have cost me $499 for a Motorola Droid, but that one was brand new.

    I have since abandoned VZ altogether and the whole family is on AT&T and we all have iPhone 4's, so couldn't be happier.
  5. Speedracer04 macrumors 6502a


    Sep 8, 2006
    I would suggest going with someone like State Farm...they will insure a phone for something like $30/year with no deductable and even covers accidental damage....which apple does not.
  6. iphreak64 macrumors newbie

    Aug 9, 2010
    iPhone 4 Insurance

    I would suggest you look into Squaretrade insurance for iphone. They cover repairs and replacements. $99 for 2 years of coverage. Not sure what age your sons are, but I think it would be worth the coverage. B

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