Please help me. I do not have any credit cards and would like to pre-order the iPhone 4. I do have a debit card (old fashioned ATM card w/o visa logo). When I pre-order through Apple for pickup do I have to pay online or do I pay at the store? If not is there a way to reserve one to pickup so I can pay at the store? Also, does the Apple store accept ATM?Debit cards with PIN numbers for purchase? If not, do you think I can buy a gift card and use it for purchase? I know these are alot of questions, please if you can help me! Thanks so much.