I lost an iPhone 4 yesterday. I doubt I will get it back. I checked my eligibility for a new iPhone on an existing account on apple.com. I can buy a 32 GB for $499 now or $399 on June 16, 2011. My questions is: Will I restart a new two year contract when I purchase the phone now for $499 even though it is not the fully subsidized price? Or, stated another way: Will I still be eligible for an upgrade in June 2011? Thanks!