I wanted to purchase an iphone 4S out of contract. I have been reading and reading.. And wondered if anyone else is doing something similar, instead of having to wait till Nov or paying an horrendous early upgrade fee.. Is it a good option to add a line to my existing account and cancel within the first 3 days. So I can avoid paying the etf and month of service? Keep the phone. And only be charged and taxed on the full retail and un subsidized price of the iphone 4s? I have been hearing different views on this process though. Some have said you are forced to return the phone back to ATT or apple if canceling within the first month? Or is it a better option of keeping the service 54.99 cheapest including voice & data. Cancel after the 31st day.. Pay the the 299+ 18 activation +54.99 monthly service +325 etf and keep the phone?