I've never owned an iPhone or smartphone before, so I need some guidance in choosing the appropriate storage capacity. Here are the relevant details... My music library is about 16GB, and I intend on using simple apps on a daily basis (e.g., weather, bus times, newspapers, etc.). I don't know if these apps come preloaded, or if I have to download them individually (I suspect the latter). In addition, I was hoping to use the iPhone as my standard point and shoot camera. I don't anticipate taking too many HD videos, but I'm sure the high resolution pictures will eat up storage space. I was tentatively thinking about getting the 32GB version just to give myself some breathing room. However, I'm not exactly sure how the iCloud thingy works. I presently have SL installed on my Macbook, but I could easily upgrade to Lion. Would iCloud remove the need for additional storage space? Based on this, what storage capacity would you recommend? Thanks!