Just changed over from a Droid X. Was wondering if theres a nice wallet case out there that looks modern. I hate the leather book book look (my brother has it) and have the flap blocking the screen. I found 2 on kickstarter but i dont want to wait for either of them (if they get funded that is). Is there an alternative? Something like these guys. http://www.kickstarter.com/projects/1147975935/casellet-ultimate-iphone-4-s-case-wallet?ref=live http://www.kickstarter.com/projects/1565048789/iphone-wallet-case?ref=live Definitely shouldve searched before I posted! Looks like Incipio Stowaway is the only "hard case" with a wallet (full enclosure). Does anybody know Incipio's return policy?