I use Best Buy's warranty. It's $15 a month with unlimited replacements. You only pay for it while you use it so if you sell it in 10 months thats all you pay for. I broke the screen on my 64gb and they gave me a store credit gift card w $960 loaded on it to buy a brand new one.
AppleCare is a joke. $100 up front + $49 but they don't bother to tell you that even if you don't have AppleCare you can bring in a broken iPhone 5 they'll replace it for 199 or 149 for a 4S and lower. So if it breaks in the first year you save a whopping $50 and if it breaks in the second year you save $0. Only difference is if it never breaks your out $100. I bought AppleCare when it was 79.00 and didn't cover accidental damage and they denied it because the top liquid contact indicator had a "slight hugh" of pink even though my phone never touched water.
Might as well save the cash and use it if it actually breaks
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It's 199 to replace an iPhone 5 and 149 for a 4S or lower
How much is it for 64GB?