That is what I did, I bought the 32gb model so I paid $100 more plus I bought AppleCare +.
So far it is a great phone, activated it on Christmas day love the look, feel and the LTE.
I just hope that Verizon keeps the unlimited data plans going for at least 2 more years.
Could a few of yu uys with the 5 post some speed test when you're on LTE please? I would like ot see what real world results would look like.