Now that some of the preorder madness has died down, I need to order a new phone for my mom. She uses it mainly for talking on the phone, texting, and some light app use (Pinterest/Facebook). She does take pictures but she isn't so into it that it needs to have spectacular capabilities. Right now we're on the Verizon Share Everything plan so she has two options: Renew her contract for 2 years and get the iPhone 5s for free - In this case she would have pay tax and the upgrade fee so the total would be about $75 upfront Go on the Device Payment Plan and get the iPhone 6 for about $22/month - We would get the $25/month line discount so really would save $3/month - No upgrade fee so the upfront cost would be $40 less The iPhone 6 is cheaper and is the better phone so it seems like the obvious choice. But I swear I saw a thread on here warning people against the device payment plan. Now of course I can't find it anywhere. The decision is easier when deciding for myself but I don't want to advise her to go a certain way if there's a downside of the device payment that I should know about.