So I recently purchased AC+ for my one week old 6+. My question is will they repair a cracked screen or automatically replace the phone? Just planning for the worst and thinking in advance if I should just call and ask for a replacement to be shipped instead of going to Genius Bar fearing that they might just repair it. Of course, down the road, one would prefer a new or refurbished phone without any blemishes to include a new battery. Second question is what if my phone falls on the pavement and eventually in the pool cracking and eventually ends the life of the phone. Will this be covered? Reason I'm asking is because the rep I spoke with when purchasing AC+ stated that a phone ran over by a car is not covered because it is beyond repair. Is this even true? Pretty much owned each gen of the iphone and never purchased any protection plan till now. Thank you in advance.