Hello! Can i use my iPhone 6 at a retail store that accepts NFC payment? I mean simple NFC...not apple pay...!
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iPhone 6 and NFC payment (not Apple Pay)
- Thread starter dolmas
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cjmillsnun
macrumors 68020
Yes. As long as they haven't disabled NFC (some companies are doing this as a dick move)
virginblue4
macrumors 68020
Tzerlag
macrumors regular
That was my thought, too. Or is it only truly Apple pay if Apple gets their cut from the CC payment processor?
OP, what did you have in mind?
https://forums.macrumors.com/threads/1779865/
Menel
Suspended
iPhone 6 and NFC payment (not Apple Pay)
The payment in all cases is NFC and EMVco tokenization, the mechanism that the payment is processed.
ApplePay is just an alternative branding for the specific case of using an iPhone.
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Anytime you use iPhone's NFC chip to pay, tokenization is used, VISA/issuing bank who translate to the token know, and gives Apple their cut. The retailer/payment processor doesnt have to be on board for this to happen,
The payment in all cases is NFC and EMVco tokenization, the mechanism that the payment is processed.
ApplePay is just an alternative branding for the specific case of using an iPhone.
----------
Anytime you use iPhone's NFC chip to pay, tokenization is used, VISA/issuing bank who translate to the token know, and gives Apple their cut. The retailer/payment processor doesnt have to be on board for this to happen,
Third-parties have no access to the NFC chip on the phone, so you will be using NFC using Apple's particular system, or not at all.
cjmillsnun
macrumors 68020
He's not talking about a different app, he's asking about the retail store.
The answer to that is, if they accept NFC, they accept Apple Pay.
Probably, but there are some growing pains apparently.
Look at HomeDepot and MasterCard based ApplePay transactions getting declined. I've tried twice (two trips); first time switching to and Amex card allowed it to go through, second time switching to a Visa worked.