iPhone 6 and NFC payment (not Apple Pay)

Discussion in 'iOS 8' started by dolmas, Nov 2, 2014.

  1. dolmas macrumors newbie

    Joined:
    Nov 28, 2012
    #1
    Hello! Can i use my iPhone 6 at a retail store that accepts NFC payment? I mean simple NFC...not apple pay...!
     
  2. cjmillsnun macrumors 68020

    Joined:
    Aug 28, 2009
    #2
    Yes. As long as they haven't disabled NFC (some companies are doing this as a dick move)
     
  3. virginblue4 macrumors 68000

    virginblue4

    Joined:
    Apr 15, 2012
    Location:
    United Kingdom
    #3
    But surely paying with NFC uses passbook which therefore means it IS apple pay?
     
  4. Tzerlag macrumors regular

    Tzerlag

    Joined:
    Oct 1, 2014
    Location:
    I'm baaaaack
    #4
    That was my thought, too. Or is it only truly Apple pay if Apple gets their cut from the CC payment processor?

    OP, what did you have in mind?

    http://forums.macrumors.com/showthread.php?t=1779865
     
  5. ButteryScrollin macrumors 6502a

    Joined:
    Jul 29, 2014
    #5
    only Apple Pay can use NFC on the iPhone 6.

    What do you mean by "simple NFC"??
     
  6. Menel macrumors 603

    Menel

    Joined:
    Aug 4, 2011
    Location:
    ATL
    #6
    iPhone 6 and NFC payment (not Apple Pay)

    The payment in all cases is NFC and EMVco tokenization, the mechanism that the payment is processed.

    ApplePay is just an alternative branding for the specific case of using an iPhone.

    ----------

    Anytime you use iPhone's NFC chip to pay, tokenization is used, VISA/issuing bank who translate to the token know, and gives Apple their cut. The retailer/payment processor doesnt have to be on board for this to happen,
     
  7. gordon1234 macrumors 6502a

    Joined:
    Jun 23, 2010
    #7
    Third-parties have no access to the NFC chip on the phone, so you will be using NFC using Apple's particular system, or not at all.
     
  8. cjmillsnun macrumors 68020

    Joined:
    Aug 28, 2009
    #8
    He's not talking about a different app, he's asking about the retail store.

    The answer to that is, if they accept NFC, they accept Apple Pay.
     
  9. deeddawg macrumors 604

    Joined:
    Jun 14, 2010
    Location:
    US
    #9
    Probably, but there are some growing pains apparently.

    Look at HomeDepot and MasterCard based ApplePay transactions getting declined. I've tried twice (two trips); first time switching to and Amex card allowed it to go through, second time switching to a Visa worked.
     

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