I think you should follow your own advice

I was willing to give you the benefit of the doubt that maybe Apple changed its unlock policy. So I went over to the online Apple Store and posed the question in chat. Sorry, guy, but official Apple policy still mirrors that of the cellco the phone is for. If you pay full boat for an ATT or TMob phone it's going to come locked. If it doesn't you got lucky. Both ATT and TMob requires you to request an unlock no matter how you paid for it.
So stop spreading misinformation yourself maybe?
Link to
Screenshot of my chat
If you think I faked that then go have a chat at Apple yourself.