My last iPhone was the 4s. I've since owned a Nexus 5 and haven't upgraded since. The Nexus is dying and it's time to go back to Apple. I guess my first question is what is the state of Apple pay in Canada? is this something I can expect to do at say, Safeway, Save On, Starbucks, Whole Foods, Sport Chek, Best Buy and others? or is it something that's still in development? When you pay, do you say "debit" or "apple pay" to the cashier? I suppose I'll be getting the 7plus 128 in basic black. What will be the biggest things I'll notice on that phone compared to the iPhone 4s and Nexus 5? And lastly, where is the best place to buy off contract? Thanks!