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iPhone Insurance Questions?

R

rcnoodle90

macrumors newbie
Original poster
Jul 27, 2011
20
0
My iphone got ripped out of my hands on a subway 3 months ago and Ive been rocking a gophone since...haha

I'm getting a 64gb 4S so, yea, I'm getting insurance!

Anyway i saw Sprint offers iphone insurance but its with Asurion and from what Ive read, it is a super terrible company, really hard to deal with, and most of the phones they replace are defective

Does anyone have any suggestions or reviews about iphone insurance plans?

Does anyone have any experience with Worth Ave Group? $89 is really reasonable

Thanks!
 
Square trade does not cover loss/theft, you might as well go for Applecare+ then.
What I want is a reasonably priced < $100 policy that will cover the phone from loss, theft, and damage with $50 deductible.
 
Can I get Apple Care after the fact? It was offered when I preordered through Sprint but I was in such a rush to order I didn't tick the box :(
 
Does anyone have experience with:

Worth Ave Group
or
Asurion?

I live in NYC and really need insurance to cover theft. its really bad on the subways!!!
 
Statefarm Doesn't offer that policy anymore. At least not for iphones, I just called.


Is Worth Ave Group good? Has anyone filed a claim with them? I get my new iPhone 4s coming so I need to figure this out!

Thanks!
 
I am wondering about Worth Group also.

Applecare+ doesn't cover loss/theft, is that correct? I just hate paying for Asurion - $11/mo with Verizon + $199 deductible is a ripoff.
 
Yea i'm looking for theft insurance. I know worth ave group doesn't cover loss but thats fine by me.

I want to know how the claim process is. So far all the reviews I've found have been really positive about Worth Ave. Group but I haven't seen many people post about how the actual claim process was.

FYI: Applecare+ doesn't cover theft.

And almost every review of Asurion says the replacement phones don't work or quit working and they are all refurbished
 
I placed my iPhones under home insurance policy, rider for computers. It covers smartphones and yes the iPhone. $50 for $5000 per year. Includes theft.

Cheapest way to go and covers your computer stuff too.
 
rcnoodle90 said:
My iphone got ripped out of my hands on a subway 3 months ago and Ive been rocking a gophone since...haha

I'm getting a 64gb 4S so, yea, I'm getting insurance!

Anyway i saw Sprint offers iphone insurance but its with Asurion and from what Ive read, it is a super terrible company, really hard to deal with, and most of the phones they replace are defective

Does anyone have any suggestions or reviews about iphone insurance plans?

Does anyone have any experience with Worth Ave Group? $89 is really reasonable

Thanks!
Click to expand...

From what i know Sprint isn't offering insurance for the iphone.
 
Also, the Worth Ave Group insurance is $89 per year. So if you plan to get a 2 year warranty it will be double.
 
jnuzzi said:
Also, the Worth Ave Group insurance is $89 per year. So if you plan to get a 2 year warranty it will be double.
Click to expand...

Worth Ave Group has a good rating with the BBB, but I am curious about the claims process also. I would only sign up for 1 year because the way Worth Ave Group works is the policy price is based on the price of a brand new iPhone. Next year when a new iPhone is out, the policy price should be cheaper for 4s. Right now, the iPhone 3G, 3Gs and 4 all have different policy prices.
 
Not to be rude but BBB means nothing to many people. It is unreliable. It is basically a paid service from the company. They more they pay, they more it cleans up. I think CNN did an article on BBB.

I'm going with SquareTrade again. They have never failed me.
 
rcnoodle90 said:
Does anyone have experience with:

Worth Ave Group
or
Asurion?

I live in NYC and really need insurance to cover theft. its really bad on the subways!!!
Click to expand...

I had asurion on my iPhone 4. I lost my phone Monday night and had a replacement (brand new sealed) by Wednesday. Everything was filed online.

I will say though AT&T took over my asurion plan as of 10/04 and reduced the insurance plan from 11 to 6.99 a month.
 
Well if there aren't any users of Worth Ave Group insurance and I can't get any reviews of their claims process.

Anyone have experience with Asurion? I have just heard the worst things about them online but If Worth Ave Group is a scam or something Asurion is better than nothing i guess...

Thoughts?
 
Had Asurion through Sprint on all my phones. Got my son an Evo and he didn't even have it a month, when he waded into the ocean, with it in his pocket. He got home, went to a Sprint store, with my account info, filed the claim and had a brand new one on 2 days, for the $100 deductible.

However, it doesn't seem Sprint is offering it for the iPhone!
 
My brother has been through 5 HTC Thunderbolt's so far (problems with the phone not dropping/getting wet) and Asurion always sends a new one next day shipping for free.
 
Applecare doesn't cover accidental damage either. I've heard of Safeware, not sure if they are any good but give them a call as they cover loss/theft. I personally use squaretrade.
 
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