iPhone Insurance Questions?

Discussion in 'iPhone' started by rcnoodle90, Oct 6, 2011.

  1. rcnoodle90 macrumors newbie

    Jul 27, 2011
    My iphone got ripped out of my hands on a subway 3 months ago and Ive been rocking a gophone since...haha

    I'm getting a 64gb 4S so, yea, I'm getting insurance!

    Anyway i saw Sprint offers iphone insurance but its with Asurion and from what Ive read, it is a super terrible company, really hard to deal with, and most of the phones they replace are defective

    Does anyone have any suggestions or reviews about iphone insurance plans?

    Does anyone have any experience with Worth Ave Group? $89 is really reasonable

  2. miles01110 macrumors Core


    Jul 24, 2006
    The Ivory Tower (I'm not coming down)
  3. niteriderxp macrumors member

    Mar 16, 2011
    Seattle, WA
    Square trade does not cover loss/theft, you might as well go for Applecare+ then.
    What I want is a reasonably priced < $100 policy that will cover the phone from loss, theft, and damage with $50 deductible.
  4. evotoiphone macrumors regular

    Oct 7, 2011
    Can I get Apple Care after the fact? It was offered when I preordered through Sprint but I was in such a rush to order I didn't tick the box :(
  5. rcnoodle90 thread starter macrumors newbie

    Jul 27, 2011
    Does anyone have experience with:

    Worth Ave Group

    I live in NYC and really need insurance to cover theft. its really bad on the subways!!!
  6. p1ally macrumors regular


    Jun 23, 2010
  7. rcnoodle90 thread starter macrumors newbie

    Jul 27, 2011
    Statefarm Doesn't offer that policy anymore. At least not for iphones, I just called.

    Is Worth Ave Group good? Has anyone filed a claim with them? I get my new iPhone 4s coming so I need to figure this out!

  8. Nick521 macrumors member

    Dec 5, 2010
    I am wondering about Worth Group also.

    Applecare+ doesn't cover loss/theft, is that correct? I just hate paying for Asurion - $11/mo with Verizon + $199 deductible is a ripoff.
  9. rcnoodle90 thread starter macrumors newbie

    Jul 27, 2011
    Yea i'm looking for theft insurance. I know worth ave group doesn't cover loss but thats fine by me.

    I want to know how the claim process is. So far all the reviews I've found have been really positive about Worth Ave. Group but I haven't seen many people post about how the actual claim process was.

    FYI: Applecare+ doesn't cover theft.

    And almost every review of Asurion says the replacement phones don't work or quit working and they are all refurbished
  10. viewfly macrumors 65816


    May 1, 2009
    I placed my iPhones under home insurance policy, rider for computers. It covers smartphones and yes the iPhone. $50 for $5000 per year. Includes theft.

    Cheapest way to go and covers your computer stuff too.
  11. Alexs5 macrumors newbie

    Sep 21, 2011
    From what i know Sprint isn't offering insurance for the iphone.
  12. cruisencode macrumors member

    Dec 28, 2009
    Also, the Worth Ave Group insurance is $89 per year. So if you plan to get a 2 year warranty it will be double.
  13. Nick521 macrumors member

    Dec 5, 2010
    Worth Ave Group has a good rating with the BBB, but I am curious about the claims process also. I would only sign up for 1 year because the way Worth Ave Group works is the policy price is based on the price of a brand new iPhone. Next year when a new iPhone is out, the policy price should be cheaper for 4s. Right now, the iPhone 3G, 3Gs and 4 all have different policy prices.
  14. Nde macrumors 6502a


    Feb 12, 2008
    Los Angeles, CA
    Not to be rude but BBB means nothing to many people. It is unreliable. It is basically a paid service from the company. They more they pay, they more it cleans up. I think CNN did an article on BBB.

    I'm going with SquareTrade again. They have never failed me.
  15. macbookman83 macrumors 6502

    Jan 23, 2011
    New York
    I had asurion on my iPhone 4. I lost my phone Monday night and had a replacement (brand new sealed) by Wednesday. Everything was filed online.

    I will say though AT&T took over my asurion plan as of 10/04 and reduced the insurance plan from 11 to 6.99 a month.
  16. rcnoodle90 thread starter macrumors newbie

    Jul 27, 2011
    Well if there aren't any users of Worth Ave Group insurance and I can't get any reviews of their claims process.

    Anyone have experience with Asurion? I have just heard the worst things about them online but If Worth Ave Group is a scam or something Asurion is better than nothing i guess...

  17. verwon macrumors 68030


    Jul 26, 2011
    Had Asurion through Sprint on all my phones. Got my son an Evo and he didn't even have it a month, when he waded into the ocean, with it in his pocket. He got home, went to a Sprint store, with my account info, filed the claim and had a brand new one on 2 days, for the $100 deductible.

    However, it doesn't seem Sprint is offering it for the iPhone!
  18. haticK macrumors 6502a


    Jun 11, 2011
    New York
    My brother has been through 5 HTC Thunderbolt's so far (problems with the phone not dropping/getting wet) and Asurion always sends a new one next day shipping for free.
  19. iadam09 macrumors regular

    Jun 10, 2010
    Applecare doesn't cover accidental damage either. I've heard of Safeware, not sure if they are any good but give them a call as they cover loss/theft. I personally use squaretrade.
  20. jaw4527 macrumors newbie

    Oct 10, 2011

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