I've seen some posts about insuring your iPhone recently, and I thought I would relay my experience so as to possibly help someone out. I have my car, renter's, and motorcycle insurance through State Farm. After researching all the online iPhone insurance providers (Worth Ave, Squaretrade, etc.), I decided to give my agent a call before making a move with one of these. I'm glad I did! I got $600 of coverage (the cost of a new, non-subsidized iPhone 3GS 16 GB) for $41.69/year. The best part? There's NO DEDUCTIBLE. And this insurance covers everything that the Apple warranty doesn't...water damage, glass breakage, theft, loss (yes, loss...none of the online companies cover loss that I know of, only theft). As my agent described it, it covers "accidental damage or loss". He said he'd had a guy with this policy drop his iPhone as he was getting into his car, but didn't realize it until he heard the crunch as he backed over it. State Farm reimbursed him for the FULL PRICE of a NEW iPhone. Just to make certain that I understood that it covered stupidity (because if something happens to my iPhone, THAT will be why...my stupidity), I asked him if I went to the bathroom and accidentally dropped it in the toilet, would they reimburse me? His answer was yes. Now, he did explain that State Farm doesn't do "iPhone insurance". It's basically an "electronics insurance policy" that covers the cost of a new phone. He compared the policy to a husband taking out a policy on his wife's engagement ring, just in case something happened to it. I asked if there was a cap on how many times they would replace the phone (if you were extremely clumsy) and he said there was no cap. I assured him that I'd actually never broken a cell phone before, so it shouldn't be an issue, but that was good to know. He did say, however, that as with all insurance policies, after about the 3rd claim, they'd probably want to take a closer look at having you as a client...lol. I can completely understand that! So, there you go. I know there was some vagueness as to whether State Farm would cover iPhones anymore. I have no idea if my experience will be the same for everyone else, but as for State Farm's policy here in Kentucky, yes, they WILL provide insurance on your iPhone (and darn good insurance at a great price at that!) I hope this helps someone!