iPhone Insurance

Discussion in 'iPhone' started by ArchPreston, Dec 4, 2011.

  1. ArchPreston macrumors newbie

    ArchPreston

    Joined:
    Dec 4, 2011
    #1
    Hi Guys,

    Upgrading to the iPhone 4S soon and looking at a few insurance plans. Found ProtectMyBubble but that seems the best so far.

    Any other insurers that you know of, who cover loss that is?

    Cheers,
    A
     
  2. melman101 macrumors 68030

    Joined:
    Sep 3, 2009
    #2
    Where? US/UK?
     
  3. thatoneguy82 macrumors 68000

    thatoneguy82

    Joined:
    Jul 23, 2008
    Location:
    Beach Cities, CA
    #3
    Where do you live? Who is your carrier? I have 2 insurances, overkill I know but I can afford it and it gives me peace of mind which is priceless. AppleCare+ gives me easy protection from accidental damage for $99; $49 per incident. And I also have a monthly insurance plan through my carrier (Asurion) at 6.99/mo that covers theft and loss; $199 deductible. So I'm covered at all fronts.

    Your options really depend on where you are. Some warranty are only valid in the US or within a specific time after the purchase of the phone.
     
  4. Almy macrumors 6502

    Joined:
    Sep 27, 2008
    #4
    I just use AppleCare+ for our two iPhones. Good for two years and two replacements each.
     
  5. DerekRod macrumors 6502a

    DerekRod

    Joined:
    Jan 18, 2012
    Location:
    NY
    #5
    Applecare+ phone insurance is worthless they replaced my stolen 4 for 169 dollars so theres no need for Asurion
     
  6. Almy macrumors 6502

    Joined:
    Sep 27, 2008
    #6
    Ah sorry didn't notice the op mentioned for loss.
     
  7. DerekRod macrumors 6502a

    DerekRod

    Joined:
    Jan 18, 2012
    Location:
    NY
    #7
    My post is bad actually Applecare+ is good asurion is worthless because its 199 if you lose your iPhone which is the same price apple charges for a replacement 4S and 169 for the 4 so why waste money paying every month to still have to pay that high of a deductible
     
  8. Arnezie macrumors 65816

    Arnezie

    Joined:
    Oct 10, 2011
    #8
    Like many have said , AppleCare + is great , great for resale or you can cash it out for the time you have left if ya sell. No loss but that's what your hands and eyes are for:D
     
  9. PNutts macrumors 601

    PNutts

    Joined:
    Jul 24, 2008
    Location:
    Pacific Northwest, US
    #9
    AT&T's (third party) plan covers loss, but the deductible is so high you wouldn't want to use it for anything else.
     
  10. Almy macrumors 6502

    Joined:
    Sep 27, 2008
    #10
    Gotcha, It's not my week for reading comprehension!
     
  11. dave420 macrumors 65816

    Joined:
    Jun 15, 2010
    #11
    Not completely worthless. It would be $849 for me to replace my iPhone 4S right now if I lost it. I ride a lot of rollercoasters, so it is worth it to me to pay for extra insurance for loss and theft. Everything else I have AppleCare+.
     
  12. DerekRod macrumors 6502a

    DerekRod

    Joined:
    Jan 18, 2012
    Location:
    NY
    #12
    Apple replaces them for 199 the same as the deductible plus Apple doesn't charge you 9.99 a month to do it just the 1 time replacement fee of 199 for the 4S,169 for the 4.
     
  13. jkeith0919 macrumors member

    Joined:
    Jan 1, 2012
    #13
    I don't think the $199 replacement cost covers loss or theft. I'm pretty sure it's for damaged phones only.
     
  14. lordofthereef macrumors G4

    lordofthereef

    Joined:
    Nov 29, 2011
    Location:
    Boston, MA
    #14
    AFAIK, Apple won;t simply replace your iPhone if it's lost for the price you mention. You actually have to give them your broken iPhone. If you lose it, Apple will tell you to buy another at off-contract pricing.
     
  15. DerekRod macrumors 6502a

    DerekRod

    Joined:
    Jan 18, 2012
    Location:
    NY

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