Hello. So I am on o2 and have iphone premier insurance for £7.50 extra a month. Not sure if I am upgrading yet probably will, but was just wondering in theory..... Say I was to lose my phone just after the release of the 3g phone..... Are O2 likely to just give me a replacement of the new one? As the insurance states they will provide me with a brand new replacement - but are there any available anymore? Cheers!