Looking to get an unlocked iPhone 7 with the Qualcomm modem (A1660/A1661). I'd prefer not to have to pay outright, so I am considering the payment/installment plan through Apple. As best as I can glean, if you buy the phone with the payment option on the website (apple.com), then you must activate the phone with a carrier. However, if you buy in stores, the fine print seems to suggest that you do not have to activate the phone with a carrier. You can read the details here: https://www.apple.com/legal/sales-support/iphoneinstallments_us/ 1b reads: Wireless Service Activation. If purchased on apple.com, the Financed iPhone requires activation on a new or existing wireless service plan with an eligible carrier under the carrier’s terms, and may be subject to an additional fee charged by your carrier. I take this to mean that carrier activation is not require if purchased in store. Given my preference for the Qualcomm modem and an unlocked phone, then I need to get the Verizon version. Can anyone help me confirm or deny this?