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Sandman77

macrumors newbie
Original poster
Sep 29, 2013
28
25
I bought an iphone 8 on release day last year using the iphone payments finance option (0% interest over 20 months - not the iphone upgrade programme).
Anyway I now want to upgrade to the new 6.1" iphone when it is released and would like to pay off my exiting phone first. Has anybody who is in the UK done this shed some light on the process? I am wondering if the finance company (Barclays bank I believe) will charge an early repayment fee?
 

-Gonzo-

macrumors 65816
Nov 14, 2015
1,461
794
Have a look in the Apple Store App, it may tell you in the Account section.
 

bbednarz

macrumors 65816
Nov 16, 2017
1,409
3,740
Chicago
I don't have any real knowledge about how that works, but if there is an early repayment fee that is insane. Shouldn't be charged extra for giving them the money early.
 

meteoreos

macrumors 6502
Nov 8, 2016
263
205
Midlands, UK
Hi, I was in the same situation last year with my iPhone 7. All I did was call up their customer service team and request to pay it off early.

The process was smooth and I had no issues with it personally.
 

petef1

macrumors newbie
Oct 4, 2010
20
27
UK
I bought an iphone 8 on release day last year using the iphone payments finance option (0% interest over 20 months - not the iphone upgrade programme).
Anyway I now want to upgrade to the new 6.1" iphone when it is released and would like to pay off my exiting phone first. Has anybody who is in the UK done this shed some light on the process? I am wondering if the finance company (Barclays bank I believe) will charge an early repayment fee?

Yes you can. Go to the iPhone Upgrade Program page and go to 'Check My Status'. You'll be asked to sign in with your Apple ID. It will then confirm if you can upgrade and how much you need to pay in order to do so.
 

Sandman77

macrumors newbie
Original poster
Sep 29, 2013
28
25
Yes you can. Go to the iPhone Upgrade Program page and go to 'Check My Status'. You'll be asked to sign in with your Apple ID. It will then confirm if you can upgrade and how much you need to pay in order to do so.

I am not on the upgrade program though, I bought it using iphone payments. Looks like I need to call Barclays. I will update here once I have done it.
 

sahajesh

macrumors 6502
Dec 12, 2004
331
328
Sheffield
I am not on the upgrade program though, I bought it using iphone payments. Looks like I need to call Barclays. I will update here once I have done it.

Call Barclays and ask for the early settlement figure - there won’t be a penalty for paying off early.
 

JamesHP

macrumors 6502a
Feb 6, 2010
549
657
Manchester, UK
I'd assume it's just like using Barclays Partner Finance for other purchases - I paid off my MacBook Pro early this week, just called them up and it prompts you to ask for a settlement figure if you want one, then you just go through the automated payment system.
 
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