So, I got my iPhone 4 on Australian Launch day. Happy as punch with it. Never had a phone as sexy as this one. And I used it religiously with the bumper Optus provided me. However just the other day as I was getting out of my car, the phone rolled off my lap and went smack on the concrete. I consulted the back of my phone first and to my relief no scratch at all. Only to turn it over and I faced a completely shattered screen, not just a scratch or two, but Shattered, It still works though I'm not going to put up with it for long. Thankfully I signed up for insurance on purchase day, but I dont know whether to go to Apple first and see what they will do, Ive heard stories where they've replaced it, what do you think my chances are?