iPhone Upgrade Program as a student (UK)

Discussion in 'iPhone' started by JamesMarsh, Nov 11, 2017.

  1. JamesMarsh macrumors newbie

    Joined:
    Nov 11, 2017
    #1
    So I'm considering going onto the program soon but whilst my credit score is good and has no issues i have very little history, am not a property owner nor have a credit card. The only credit I have is my overdraft which I haven't used. Will I just get rejected or are Barclay's not that strict?
     
  2. jgiannakas macrumors member

    Joined:
    May 26, 2014
    #2
    They asked me for my annual income when applying in store. So this might or might not be a problem for you depending on whether you work or not.
     
  3. JamesMarsh thread starter macrumors newbie

    Joined:
    Nov 11, 2017
    #3
    Yeah that might be an issue, as I doubt they count loans as income. I have a bursary but nit sure if that counts or would be significant enough.
     
  4. jgiannakas, Nov 11, 2017
    Last edited: Nov 11, 2017

    jgiannakas macrumors member

    Joined:
    May 26, 2014
    #4
    As the loan is not secured against your device you might get rejected I would think.

    Or why not try the O2 or EE annual upgrade plans? I would think it might be easier as the plan doesn’t go through a bank?
     
  5. JamesMarsh thread starter macrumors newbie

    Joined:
    Nov 11, 2017
    #5
    I already a sim only contract from BT I use with my current phone- I think I’ll still have about 6 months left. Plus AppleCare is far more appealing than having to send my phone to a carrier for a repair. Could be an option though.

    Yeah I’ll probably try that, thanks.
     
  6. jgiannakas macrumors member

    Joined:
    May 26, 2014
    #6
    Or couldn’t your parents help out by getting the loan in their name & setup the DD to your account?
     
  7. JamesMarsh thread starter macrumors newbie

    Joined:
    Nov 11, 2017
    #7
    Potentially yes but I’m not sure their credit score is sufficient. I called Apple and they seem to think it wouldn’t make a difference as long as my Experia score is good.
     

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6 November 11, 2017