iPhone Upgrade Program - just got charged 2nd Payment

Discussion in 'iPhone' started by riffola, Oct 25, 2015.

  1. riffola macrumors member

    Joined:
    Sep 1, 2010
    Location:
    NYC
    #1
    CitizensOneLoan just charged me the next installment payment for the iPhone Upgrade Program. This is for the day 1 iPhone purchase.
     
  2. AbSoluTc macrumors 68040

    AbSoluTc

    Joined:
    Sep 21, 2008
    #2
    Your point?

    Look at your bill and see when they're suppose to charge you. Sounds like it's right on time for a month to month charge.
     
  3. joy_ng macrumors member

    Joined:
    Sep 24, 2015
  4. riffola thread starter macrumors member

    Joined:
    Sep 1, 2010
    Location:
    NYC
    #4
    Just a heads up for anybody who has the program and cares to know. You don't, that's fine. Someone else might appreciate it.

    The original bill did not have a future payment date set on it. Now we know what cycle they are on. It wasn't exactly 30 days for those wondering.
     
  5. aziatiklover macrumors 68030

    aziatiklover

    Joined:
    Jul 12, 2011
    Location:
    8.8.8.8 and 8.8.4.4
    #5
    So they charged you before you got pay? Ah that Murica feels every month.
     
  6. edlex, Oct 25, 2015
    Last edited: Oct 25, 2015

    edlex macrumors 68000

    edlex

    Joined:
    Apr 14, 2010
    Location:
    Miami
    #6
    I haven't been charged yet.

    Edit: Just checked online and it says next payment 10/25 so I guess they'll charge me tomorrow. Launch day purchase btw

    2nd Edit: Just got charged @ 5pm so I guess they work on Sunday's ;)
     
  7. melman101 macrumors 68030

    Joined:
    Sep 3, 2009
    #7
    I didn't get billed yet but I switched it to ACH. I'll keep an eye on the account.
     
  8. Eileen89 macrumors 65816

    Joined:
    Aug 12, 2014
    #8
    You too? Wow, we must be on the same billing cycle. :D
     
  9. melman101 macrumors 68030

    Joined:
    Sep 3, 2009
    #9
    Ok, so interesting development. 2 days after my payment was due, Citizens said I had an overdue payment. So promptly I made one.

    Then, a few days later, they actually took the money out again.

    So I'm one payment ahead for two phones (I did this for both my wife and my phones). Moral of the story, let it do it's thang.
     
  10. Mlrollin91 macrumors G4

    Mlrollin91

    Joined:
    Nov 20, 2008
    Location:
    Ventura County
    #10
    The contract that was emailed to you after signing up, does in fact have the date of future charges.

    Additionally, if you log into your account it gives you a due date.
     
  11. melman101 macrumors 68030

    Joined:
    Sep 3, 2009
    #11
    Exactly truth. However, be wary of those dates.

    ----

    What I'm saying is my account said Payment due 10/25. On 10/27 it said "Payment Past Due. Your account is PAST DUE!", with no knowledge of a "pending payment". I checked pending payments, nothing.

    So then, on 10/27, I made 2 manual payments. Then on 10/29, the automatic payments came out.

    Mel
     
  12. Mlrollin91 macrumors G4

    Mlrollin91

    Joined:
    Nov 20, 2008
    Location:
    Ventura County
    #12
    Mine said payment due 10/20, automatically came out on 10/25. Oh well. Its on auto-payment, so if it doesn't come out and I'm charged a late fee. I am calling and complaining because they set up the auto-payment on their end.
     
  13. melman101 macrumors 68030

    Joined:
    Sep 3, 2009
    #13
    Yeah definitely. I can't call and say give me back my money. LOL.

    But I also looked at there terms and conditions, and they don't consider you late until you are 30 days past due. So that's a bonus.
     

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