Iphone upgrade program - lost/stolen phone

Discussion in 'iPhone' started by projectfx, Sep 24, 2015.

  1. projectfx macrumors 6502

    Sep 13, 2014
    I am sure this has been discussed but i haven't really seen anyone address this in the threads ive been in so i am just going to throw it out there and hope this is useful for others.

    I have been struggling with the decision of apple program vs. verizon monthly payment program for a week or so now, both are available to me tomorrow. The one thing that is keeping me from saying the apple program is the way to go is the fact that AppleCare does not cover lost or stolen phone (where as Verizon insurance does with a 200$ deductible).

    I've never lost an iphone, i have had 1 stolen in London before, and my wife had one ripped out of her hands in the city years ago. this seems like a real concern, would suck to have a payment on a phone u no longer have (esp at 1000$ for the 128gb +).

  2. Newtons Apple macrumors Core

    Newtons Apple

    Mar 12, 2014
    Jacksonville, Florida
    Insurance is always a gamble. I have never lost a phone or had it stolen.
  3. ZBoater macrumors G3


    Jul 2, 2007
    Sunny Florida
    Well, if you spend $1000 on something and are concerned about loss, insure it.
  4. gixxerfool macrumors 6502a


    Jun 7, 2008
    Does your credit card have that protection? I found out mine does. Worth a call.
  5. projectfx thread starter macrumors 6502

    Sep 13, 2014
    interesting, will find out.
  6. eyoungren macrumors Core


    Aug 31, 2011
    ten-zero-eleven-zero-zero by zero-two
    If I were in your spot I would continue to pay Sprint my $13/month for insurance (same company as Verizon uses) with the $200 deductible.

    I can afford the monthly payments and I can afford the deductible if I lose the phone or it's stolen. I cannot afford the cost of a new phone outright if it's lost or stolen and I have no insurance.

    Not everyone has a credit card or a large enough credit limit.
  7. projectfx thread starter macrumors 6502

    Sep 13, 2014
    this is what i am thinking. continue the 10 bucks per month with VZ and get the phone through apple. 120 in a year doesnt make a difference, but 1000 for a new phone would.

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