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DMVillain

macrumors 6502a
Original poster
Jul 20, 2011
620
371
Last week @evleaks predicted an iPhone 7 (or 6SE?) launch date of Friday, September 16th - nine days earlier than last year's release. If true, members of the iPhone Upgrade Program won't be able to upgrade without making one final payment. From the Apple website:

"Can I upgrade earlier than 12 months?​

Yes. You can upgrade at an Apple Store anytime after six months, as long as you’ve made the equivalent of at least 12 payments"​

While this itself isn't really problematic, Citizen's doesn't (currently) have a "pay early" option online and Apple doesn't let you pay in-store. s/ Are these early warning signs of #UpgradeGate?!?!! /s
 

ZipZap

macrumors 603
Dec 14, 2007
6,020
1,402
I think that analyst opinion and downgrade of Apple may be driving this... but what he said underscores the truth. Iphone 7 is not what customers want. Key in that is the removal of the headphone jack. While I do understand the engineering advantage, Apples secret approach to doing this has left everyone in the dark. The last thing I want is another dongle. I am not buying new headphones either. Apple, tell me why I should not be concerned.
 

BeeGood

macrumors 68000
Sep 15, 2013
1,851
6,104
Lot 23E. Somewhere in Georgia.
"Can I upgrade earlier than 12 months?​

Yes. You can upgrade at an Apple Store anytime after six months, as long as you’ve made the equivalent of at least 12 payments"

While this itself isn't really problematic, Citizen's doesn't (currently) have a "pay early" option online and Apple doesn't let you pay in-store. s/ Are these early warning signs of #UpgradeGate?!?!! /s

How is it possible to make the "equivalent of 12 payments" if there is no way to make payments outside of your current monthly installments?

There has to be a way to do this. Maybe the Apple website/app?
 

DMVillain

macrumors 6502a
Original poster
Jul 20, 2011
620
371
How is it possible to make the "equivalent of 12 payments" if there is no way to make payments outside of your current monthly installments?

There has to be a way to do this. Maybe the Apple website/app?
That's what I'm confused about. It's definitely not on Apple's side though, and not on the Citizen's website. Maybe a call to Citizen's Bank is the answer. I'll probably go that route if it's comes to it, but I'm sure Apple has something planned for this.
 

ABC5S

Suspended
Sep 10, 2013
3,395
1,646
Florida
As the other poster mention, just wait the few days more and get it then, what's the problem ?
 

lordofthereef

macrumors G5
Nov 29, 2011
13,082
3,649
Boston, MA
How is it possible to make the "equivalent of 12 payments" if there is no way to make payments outside of your current monthly installments?

There has to be a way to do this. Maybe the Apple website/app?

That's what I'm confused about. It's definitely not on Apple's side though, and not on the Citizen's website. Maybe a call to Citizen's Bank is the answer. I'll probably go that route if it's comes to it, but I'm sure Apple has something planned for this.

When I asked an Apple employee, because I thought I might be interested at the time, I was told you can make the remainder of the 12 payments at that time, but this would essentially activate a trade in and you would need to select a new device.
[doublepost=1469570068][/doublepost]As far as this being a frist world problem and having people wait... the upgrade program is geared towards people who want the newest device. Who knows if that 9 days turns into three months because they aren't able to get it in time and it's sold out. This sort of thing isn't exactly unprecedented folks...
 
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HEK

macrumors 68040
Sep 24, 2013
3,547
6,079
US Eastern time zone
You hear the same things every iPhone introduction.

It is just the beginning of the crazy times.

Stand by.....stand by...... At the sound of the iPhone beep please commence total insanity for 45 days as new phone is launched. Please leave all reason, common sense, and patience aside as the yearly "CRAZY TIMES" draws near.

Happy upgrade........this too shall pass. Please refer to aviator picture, shakes head, Palm slap.
 

GrandeLatte

macrumors 6502a
Jul 2, 2016
889
2,003
This is verbatim from the Apple website: "With the Phone Upgrade Program, you can spread the cost over 24 months, with the option to get a new iPhone after 12 payments."

So in effect even after 12 payments, you still owe them another 12 payments while you start on a new phone with 24 payments to make. That's 36 payments.

For the future. If I were you and enjoy new phones whenever I want it, I'd buy my phone straight up cash, then... other trade it in or sell it online and use the proceeds towards the next phone. That would make life easier.
 

HEK

macrumors 68040
Sep 24, 2013
3,547
6,079
US Eastern time zone
This is verbatim from the Apple website: "With the Phone Upgrade Program, you can spread the cost over 24 months, with the option to get a new iPhone after 12 payments."

So in effect even after 12 payments, you still owe them another 12 payments while you start on a new phone with 24 payments to make. That's 36 payments.

For the future. If I were you and enjoy new phones whenever I want it, I'd buy my phone straight up cash, then... other trade it in or sell it online and use the proceeds towards the next phone. That would make life easier.

You don't owe 36 payments. You return the old iPhone for the new one and start the new 24 payment program. In effect you leased the old iPhone for a year paying full tax at beginning and paid off half cost of phone.

Other than the tax this is closest thing to paying monthly for a phone receiving new one each year and includes monthly AppleCare+.

No games, no discounts, no interest, no hidden costs, seperate from whatever carrier costs, just a plain simple monthly payment program always with a new phone. Can't get any simpler.
 
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Savor

Suspended
Jun 18, 2010
3,742
918
Space black renders only got me excited because of the subdued dark lines on the rear. White antenna lines makes the iPhone 6 series look hideous. Gray or silver does hide smudges better than black though.
 

GrandeLatte

macrumors 6502a
Jul 2, 2016
889
2,003
You don't owe 36 payments. You return the old iPhone for the new one and start the new 24 payment program. In effect you leased the old iPhone for a year paying full tax at beginning and paid off half cost of phone.

Other than the tax this is closest thing to paying monthly for a phone receiving new one each year and includes monthly AppleCare+.

No games, no discounts, no interest, no hidden costs, seperate from whatever carrier costs, just a plain simple monthly payment program always with a new phone. Can't get any simpler.

Then, that's not so bad. It's worth considering.
 

baypharm

macrumors 68000
Nov 15, 2007
1,952
973
This is verbatim from the Apple website: "With the Phone Upgrade Program, you can spread the cost over 24 months, with the option to get a new iPhone after 12 payments."

So in effect even after 12 payments, you still owe them another 12 payments while you start on a new phone with 24 payments to make. That's 36 payments.

For the future. If I were you and enjoy new phones whenever I want it, I'd buy my phone straight up cash, then... other trade it in or sell it online and use the proceeds towards the next phone. That would make life easier.

Totally agree. I find that my enjoyment is substantially increased when I pay in full and don't worry about monthly payments. I like the feeling of ownership vs leasing.
 

BeeGood

macrumors 68000
Sep 15, 2013
1,851
6,104
Lot 23E. Somewhere in Georgia.
Bam, common sense hits hard again:)
Such a simple solution but to some it will be the end of the world having to hold off an extra 9 days:D

If history is any indicator, your 9 days will end up being 2-3 months because of limited supply.

Obviously it's not the end of the world, but why should someone have to wait after they paid a premium to be in the program?
 
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