iPhone 11 Pro Iphone Upgrade Program Vs Apple Card payments

[jackuiowa]

Hi,

I'm currently on apple's iPhone upgrade program and am on the 12th payment preparing to do my upgrade. On the website I now see they offer apple card installment payments. I assume this is a different program from the iPhone upgrade program and would involve another credit pull for apples credit card in addition to the upgrade credit pull I assume I'll have. Does this offer the same upgrade after the 12th payment option? Thanks

 

[pcd213]

I’ll let others confirms but I’m almost positive that the Apple credit card merely allows you to spread the purchase of a phone over 24 months at 0% interest. It does not afford you the right to upgrade every year after half of the phone has been paid off, like the iPhone Upgrade Program. I suspect Apple will keep this distinction as you’re paying for AppleCare + through the iPhone Upgrade Program and that boosts their profit margin.

 

[iFone88]

I’ll let others confirms but I’m almost positive that the Apple credit card merely allows you to spread the purchase of a phone over 24 months at 0% interest. It does not afford you the right to upgrade every year after half of the phone has been paid off, like the iPhone Upgrade Program. I suspect Apple will keep this distinction as you’re paying for AppleCare + through the iPhone Upgrade Program and that boosts their profit margin.

Correct.

With the Upgrade Programme, you pay for AC+ too and can get a new model every year

The Apple Card installments merely let you spread the cost of the phone, without AC+ over 24 months, interest free. No upgrade after 12 months unless you pay off the outstanding balance, in full, first.