Become a MacRumors Supporter for $50/year with no ads, ability to filter front page stories, and private forums.

MuGeN PoWeR

macrumors 68040
Original poster
Jun 29, 2011
3,222
1,250
so i got the 7 plus on IUP 16th September last year and now iPhone X is going to be available in November. So what is gonna happen with the IUP and the payments for the two months??
 
  • Like
Reactions: robnbill

nrvna76

macrumors 65816
Aug 4, 2010
1,243
1,268
When they had issues with preorders and the IUP they did refund any extra payments, but I don’t see them doing this for multiple payments. We could have upgraded to the 8 on time. If people wait for the x it is their choice, it may however make selling it yourself worth the trouble.
 
Last edited:

lsutigerfan1976

macrumors 68030
Sep 14, 2012
2,751
1,734
When they had issues with preorders and the IUP they did refund any extra payments, but I don’t see them doing this for multiple payments. We could have upgraded to the 8 on time. If people wait for the x it is there choice, it may however make selling it yourself worth the trouble.

This. I paid up my 12 months ahead of time. Before it was announced there was a delay of the iPhone X. And basically Citizens told me that it was not there problem. I can either get the 8 or keep paying payments till the X is available. Or of course buy it outright, and sell the phone when the X comes out.
 

Supermallet

macrumors 68000
Sep 19, 2014
1,969
2,150
Here’s the other question, even if Citizens One/Apple refunds the payments made after your 12th payment and before the X ships, what happens if the next X phone comes out in September? Do you have to make extra payments to get your phone eligible for upgrade?
 

kawalerzysta

macrumors regular
Oct 28, 2013
234
208
Tobyhanna, PA
You are eligible to upgrade to new phone after 12 months. It does not specify which phone. If you were on iPhone 7/7+ before release of iPhone 8/8+/X, Apple gave you option to to get another 7/7+. So, unfortunately you will be out of extra payments.
 
  • Like
Reactions: Vanilla35

Rob198612

macrumors 6502a
Sep 15, 2014
989
1,067
Miami
Why would they refund? You have the phone your pay for it? Your just making an extra 2 payments big deal
[doublepost=1505994758][/doublepost]
Here’s the other question, even if Citizens One/Apple refunds the payments made after your 12th payment and before the X ships, what happens if the next X phone comes out in September? Do you have to make extra payments to get your phone eligible for upgrade?

Yep
 

nrvna76

macrumors 65816
Aug 4, 2010
1,243
1,268
Why speculate? Nobody will know what they will do with the X this year. Never mind what will happen next year.

If they do anything for folks on the IUP it should be considered fantastic customer service, not standard service. They do not owe that to any of us.
 

kawalerzysta

macrumors regular
Oct 28, 2013
234
208
Tobyhanna, PA
Why speculate? Nobody will know what they will do with the X this year. Never mind what will happen next year.

If they do anything for folks on the IUP it should be considered fantastic customer service, not standard service. They do not owe that to any of us.
I don't think that they will do anything, that would send precedence.
 

bufffilm

Suspended
May 3, 2011
4,227
2,536
no i think Apple should refund to the people who want to buy X

You are not entitled to get a refund.

If you don't feel IUP is treating you fairly, then drop the plan.

IUP simply allows you to buy a new phone after XX months. It doesn't cover what phones or when you get them.

If the ipX is in short supply and you get your phone 3-4 months later, why do you think you should get a refund?

Again, IUP doesn't cover when you get the new phone. I don't think any plan will cover that.

If you find one that will, speak up.
 
Last edited:

Dirtydutch

macrumors 6502a
Sep 19, 2015
685
571
Jerseyyy
Somebody on here said they talked to an Apple rep and nothing happens, you simply pay for the two months you're still using the phone, why on earth would you receive a refund or anything whatsoever for that? You pay until you choose to lease a new phone, all the standard rules will apply.
 

MuGeN PoWeR

macrumors 68040
Original poster
Jun 29, 2011
3,222
1,250
You are not entitled to get a refund.

If you don't feel IUP is treating you fairly, then drop the plan.

IUP simply allows you to buy a new phone after XX months. It doesn't cover what phones or when you get them.

If the ipX is in short supply and you get your phone 3-4 months later, why do you think you should get a refund?

Again, IUP doesn't cover when you get the new phone. I don't think any plan will cover that.

If you find one that will, speak up.

XX = 12 months. And i am not talking about short in supply. What i meant was the release. The phoneis being released after one month so this means you would have paid 13th installment by then. But i looked at the other picture and realized that since i will be using the phone so i will be paying for the phone until i get the new one so it does make sense. but i wish they had released the phone with the 12 month cycle :)
 
  • Like
Reactions: Heebeejeebies

rainafterthesun

macrumors 6502a
Jun 23, 2010
859
1,103
I think the fact that they're delaying the x because of production problems is not our fault.

I wouldn't mind if they changed the release date of the newer iPhone to November...but it's a bit annoying that they're marketing the iPhone upgrade as to getting a new iPhone every year

So for the fanboys and girls that get the iPhone right when it comes out...they're punished because apple doesn't get the X out in time?

Ohhhh there's the option 8.

But isn't 8 just like 7s? Just there's no 7s this round.

Historically there's only ONE phone, the latest, that can do iPhone upgrade. SEs even after it's released, cannot do the upgrade even though it was released later then the 6s. (This is before seven came along and we are still doing 6s upgrade).

And now,

If you are *lucky* enough to upgrade in November...because you upgraded 7 in September..you're out 2 payments. Okay, 2 payments. Not the end of the world.

But ohhhh, next iPhone upgrade comes around and then it's September again per usual? Does that mean I'll have to pay TWO additional payments to get the iPhone right when it comes out?

Okay, I can just wait two months instead and not have the latest and greatest when it comes out...which is exactly what the iPhone upgrade was marketed for.

And if I decide to eat those four payments, what's to say for the 15th anniversary they don't do something crazy like this again?

TBH, depending on how things go, I might get myself out of the iPhone upgrade program. Rely on the resell game and see if I can recover at least half of my iPhone's value because that's all the iPhone upgrade is really good for.
 

Givmeabrek

macrumors 68040
Apr 20, 2009
3,465
1,167
NY
What are you losing? You are leasing a phone for two extra months. Of course you pay for it....
 

rainafterthesun

macrumors 6502a
Jun 23, 2010
859
1,103
The idea is to get a new phone every twelve months. Those who upgraded right when the iPhone came out loses out on getting it at the twelve month mark.

If you're doing the iPhone upgrade because you don't want to deal with the hassle of selling it on eBay, etc, and don't want the watered down trade in value apple's bright star pays, iPhone upgrade is the best way to maximize your trade in value.

By saying what's wrong with two extra payments, you clearly don't get the value (in which apple was marketing) in that. That's fine.

We're not even going to mention about next years iphone upgrade b/c that's an additional two payments if apple comes out with it in September and if, we want to upgrade (who doesn't?)

ETA, I don't mind giving back apple the phone and waiting two months with a dummy phone but with iPhone upgrade you're basically locked in. Apple couldn't keep the production line on time.
 

Sheboygan

macrumors regular
Feb 27, 2016
122
94
St Louis, USA
I think the real problem will be people the wanted to and were eligible to upgrade in September, but due to late device availability cannot upgrade until Dec or Jan (or later), will get screwed when the next-X comes out in September 2018 unless Apple makes a concession and allows them to upgrade upon the new release (assuming that device is available).
 

soccernamlak

macrumors newbie
Oct 14, 2008
12
33
Padre Island
I think the real problem will be people the wanted to and were eligible to upgrade in September, but due to late device availability cannot upgrade until Dec or Jan (or later), will get screwed when the next-X comes out in September 2018 unless Apple makes a concession and allows them to upgrade upon the new release (assuming that device is available).

They won't get screwed over come September 2018 unless they cannot get their hands on the X until after March (edit: by this, I mean not by choice but due to backorders from pre-orders).

https://www.apple.com/legal/sales-support/iphoneupgrade_us/

Specifically:

At any time six (6) months after the date of enrollment, you can become upgrade eligible by making advance payments so that you have paid the equivalent of at least twelve (12) installment payments under your Installment Loan plus any taxes and fees paid at the time of enrollment.

So, if you get the phone in January, you're upgrade eligible in July. In September when the iPhone 11 (or whatever it'll be called) is released, you'd have to make 4 months worth of payments, but you could get the new phone without any issue or concessions being made from Citizens One or Apple.
 

rainafterthesun

macrumors 6502a
Jun 23, 2010
859
1,103
They won't get screwed over come September 2018 unless they cannot get their hands on the X until after March (edit: by this, I mean not by choice but due to backorders from pre-orders).

https://www.apple.com/legal/sales-support/iphoneupgrade_us/

Specifically:



So, if you get the phone in January, you're upgrade eligible in July. In September when the iPhone 11 (or whatever it'll be called) is released, you'd have to make 4 months worth of payments, but you could get the new phone without any issue or concessions being made from Citizens One or Apple.

That's four extra that people shouldn't have to make if they're ready to upgrade but apple doesn't have the product!

As of now, I can't turn in my device and wash my hands on sept 15, when I got my seven plus. If I could, trust me, I wouldn't be complaining.

If at the end of the twelve months, apple doesn't have a new phone for me to upgrade. They don't have to "refund" my payments. Just let me out of the iPhone upgrade! I have plenty of iPhones lying around that I can use until the X comes out.

Can I?

No.

So tell me how I'm not screwed. If I could get out of the iPhone upgrade by turning in my phone and ending the contract, I wouldn't be screwed... I can wait until October/November to restart it.
 
  • Like
Reactions: Sheboygan

nrvna76

macrumors 65816
Aug 4, 2010
1,243
1,268
This delay may just be genious. I’ve almost come full circle back to the X. I am still tempted by the Note and almost pulled the trigger but after reading people’s general experiences with the eventual battery degradation and lag of Samsung I am starting to consider the X again..
 
Register on MacRumors! This sidebar will go away, and you'll see fewer ads.