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Alexrat1996

macrumors 601
Original poster
Mar 29, 2015
4,355
764
Lehigh valley PA
yesterday I called Citzen bank loan to pay the 164.73 left on the loan in my iPhone X.

On apple website on eligibility page says which iPhone I want to upgrade does that mean I’m upgrade eligible I paid the 12 months ?

Do we get the pre approval process three days early before proeorders and how does that work ?

I really want the X plus.
 
You can upgrade after making the equivalent of 12 payments. I don’t know if anybody will know about the pre approval timing since the X sort of through off the upgrade programs timing in general.
 
I paid the remaining balance I had for 164.73

Trying to help but not sure what you mean. Do you now owe zero on your iPhone? If so then you own it, if you just made 12 months worth of payments then you are eligible to trade it in to have the remaining 12 months paid off.

Either way you are upgrade eligible and it should reflect that in the Apple store app.
 
Trying to help but not sure what you mean. Do you now owe zero on your iPhone? If so then you own it, if you just made 12 months worth of payments then you are eligible to trade it in to have the remaining 12 months paid off.

Either way you are upgrade eligible and it should reflect that in the Apple store app.


I paid the 12 months for me to upgrade I mean ?
 
If the Apple upgrade page shows 0 balance owed at the time you order the new phone then you should be good to go. What is a bit unclear is if you have an outstanding balance. I tried a test with ~$100 remaining balance to see if the Apple website would handle paying the outstanding balance when you purchase a new phone. It did not show in the cart.

You have 0 balance now, but assuming you have a 24 month loan and that your are only ~12 months in you may have an outstanding balance at the time of release in a month, at least until Citizen's draws the funds for that months payment.

When you purchase a new phone your old loan is cancelled and a new loan is taken out. I suspect that Citizens would charge you for the outstanding balance, close the loan, open the new loan and charge you for the first payment for the new phone. It would be nice if they do that so you can't have to figure out how to time your order based upon your last payment. Can't confirm though.
 
If the Apple upgrade page shows 0 balance owed at the time you order the new phone then you should be good to go. What is a bit unclear is if you have an outstanding balance. I tried a test with ~$100 remaining balance to see if the Apple website would handle paying the outstanding balance when you purchase a new phone. It did not show in the cart.

You have 0 balance now, but assuming you have a 24 month loan and that your are only ~12 months in you may have an outstanding balance at the time of release in a month, at least until Citizen's draws the funds for that months payment.

When you purchase a new phone your old loan is cancelled and a new loan is taken out. I suspect that Citizens would charge you for the outstanding balance, close the loan, open the new loan and charge you for the first payment for the new phone. It would be nice if they do that so you can't have to figure out how to time your order based upon your last payment. Can't confirm though.
I paid till October to end the 12 months am I good to preorder then ?
 
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