Wallet app without a biometric security feature means everyone will be using a 6 digit PIN for security. I assume one has to enter a passcode every time the Wallet app is used? The primary thing the biometric security features gave users is the ability to use a strong, secure passcode of like 10+ digits (instead of insecure 4-6 digit PINs). Having to input a strong passcode once a week or at every reboot is reasonable but having to enter it every time you unlock the phone or use Wallet app is too tedious. I would have been willing to pay more if it had TouchID.