32GB of ram will stop being overkill 2-3 years from now.
My 2007 Alu iMac (i think that was the first one came with 2GB of Ram, do the math yourself)
but there comes a point when it won't matter, 2GB to 4 to 8 is a big jump for day to day activities, but 8 to 16 to 32 to 64...... year not so much
anything over 16GB of RAM for anything but intensive editing is useless for 99.9% of people and that's really not going to change