Other Is 4 months of credit history enough to qualify for iPhone Upgrade Program?

Discussion in 'iPhone' started by DBZmusicboy01, May 5, 2018.

  1. DBZmusicboy01 macrumors 6502a

    Sep 30, 2011
  2. now i see it macrumors 68030

    Jan 2, 2002
    Probably not. But it depends on your income. Only way to get a definitive answer is apply & see if you're qualified- or turned down.
    But with only 4 months of credit history, it may be wiser to buy a cheaper older model Mint condition iPhone on Swappa. No loan.
  3. mtneer macrumors 68030


    Sep 15, 2012
    Is it even possible to have a FICO score in excess of 750 with only 4 months of credit history? I think duration of credit history is one of the important criteria in the FICO equation and having only 4 months should peg the score in the 600s.
  4. Vermifuge macrumors 68000


    Mar 7, 2009
    most likely no, and it really depends if your creditors are even reporting to the three major credit bureaus... in most cases your creditors won't report that you made a payment on time.
  5. faded03cobra macrumors regular

    Sep 14, 2014
    If it’s actually 750 then you should not have any problems getting credit.

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