Other Is 4 months of credit history enough to qualify for iPhone Upgrade Program?

Discussion in 'iPhone' started by DBZmusicboy01, May 5, 2018.

  1. DBZmusicboy01 macrumors 6502a

    Joined:
    Sep 30, 2011
  2. now i see it macrumors 68030

    Joined:
    Jan 2, 2002
    #2
    Probably not. But it depends on your income. Only way to get a definitive answer is apply & see if you're qualified- or turned down.
    But with only 4 months of credit history, it may be wiser to buy a cheaper older model Mint condition iPhone on Swappa. No loan.
     
  3. mtneer macrumors 68030

    mtneer

    Joined:
    Sep 15, 2012
    #3
    Is it even possible to have a FICO score in excess of 750 with only 4 months of credit history? I think duration of credit history is one of the important criteria in the FICO equation and having only 4 months should peg the score in the 600s.
     
  4. Vermifuge macrumors 68000

    Vermifuge

    Joined:
    Mar 7, 2009
    #4
    most likely no, and it really depends if your creditors are even reporting to the three major credit bureaus... in most cases your creditors won't report that you made a payment on time.
     
  5. faded03cobra macrumors regular

    Joined:
    Sep 14, 2014
    #5
    If it’s actually 750 then you should not have any problems getting credit.
     

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