Carrier Is "Apple iPhone Installments" the same as Verizon Device Payment Plan?

Discussion in 'iPhone' started by JerTheGeek, Aug 28, 2016.

  1. JerTheGeek macrumors 68000

    JerTheGeek

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    May 15, 2014
    #1
    So I'm upgrading to the iPhone 7 Plus when it comes out and I'm wondering if the "Apple iPhone Installments" option when purchasing a new iPhone are the same as the "Verizon Device Payment Plan." Are these payments through apple or with Verizon (or the chosen carrier)? Can anyone clear this up? Thanks.
     
  2. Applejuiced macrumors Westmere

    Applejuiced

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    Location:
    At the iPhone hacks section.
    #2
    They are different programs with different details.
    One is by Apple and the other one is by your carrier that includes the payments in your phone bill.
     
  3. JerTheGeek thread starter macrumors 68000

    JerTheGeek

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    #3
    Thank you for the info. Looks like I'll be preordering with Verizon then.
     
  4. DadBod630 macrumors regular

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    #4
    Is it really though? When I bought my wife's 6S last year we did the installment plan and it just got tacked on to our Verizon bill, not a separate payment to Apple.
     
  5. dontwalkhand macrumors 601

    dontwalkhand

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    #5
    That means you went through Verizon.

    For most people this is actually the easiest and best way to go.
     
  6. JerTheGeek thread starter macrumors 68000

    JerTheGeek

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    #6
    Did you buy it through Apple directly or through Verizon?
     
  7. comptr, Aug 28, 2016
    Last edited: Aug 28, 2016

    comptr macrumors 65816

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    #7
    The difference is one is from apple directly and one is from Verizon. Also it's important to note that if you have a newer plan Verizon will give you x ammount of $$ towards the device payment. Also the Apple Store will offer you Verizon device payment, you don't need to go threw Verizon to get Verizon device payment.
     
  8. Applejuiced macrumors Westmere

    Applejuiced

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    #8
    Really.
    The one by Apple is a separate payment plan financed by citizens bank and has nothing to do with your carriers bill.
     
  9. JerTheGeek thread starter macrumors 68000

    JerTheGeek

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    #9
    This is what I was wondering, if you can do Verizon payments through Apple. Is this possible online (for when I preorder)?
     
  10. comptr macrumors 65816

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    #10
    Yes you can.
     
  11. JerTheGeek thread starter macrumors 68000

    JerTheGeek

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    #11
    What would I select then? I don't seem to see that as an option. They have the Apple installment plan, Apple annual upgrade plan, full price, or contract.
     
  12. DadBod630 macrumors regular

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    Oct 13, 2015
    #12
    I bought it at an Apple Store, but as another poster said I guess Apple can just bill you through your phone carrier for the phone.
     
  13. Applejuiced macrumors Westmere

    Applejuiced

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    #13
    No, Apple does not bill you through your cellphone bill.
    Their program is separate than your carriers monthly bill.
    What other posters are saying is they signed up for their carriers payments plan at an Apple store.
    Get it?
     
  14. JerTheGeek thread starter macrumors 68000

    JerTheGeek

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    #14
    So, you can sign up for your carrier's installment plans in store but not online it seems. Got it, will pre order with Verizon. Unless of course I "reserved" via pre-order my iPhone 7 Plus in store and bought it there on launch day, where I could use the Verizon installments.
     
  15. DadBod630 macrumors regular

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    #15
    No....my cousin works at Apple as a genious and he says this isn't possible.
     
  16. Applejuiced macrumors Westmere

    Applejuiced

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    #16
  17. JerTheGeek thread starter macrumors 68000

    JerTheGeek

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    #17
    Anyone have experience with preordering the new iPhone with Verizon? Is it a decent process? Do you get it on launch day if you order in time?
     
  18. rui no onna macrumors 601

    rui no onna

    Joined:
    Oct 25, 2013
    #18
    AT&T offers their device payment plan (NEXT) via Apple online and in retail stores. Verizon only allows their device payment plan (EDGE) via Apple retail stores.

    In general, going through Apple Store is your best bet to get the device right away. That said, I don't think demand will be as high as it was with the 6/6+ so pre-ordering through Verizon is probably fine.

    Personally, I'd rather opt for Apple financing to get the unlocked version with all LTE bands.
     
  19. JerTheGeek thread starter macrumors 68000

    JerTheGeek

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    May 15, 2014
    #19
    So as long as demand isn't as high, I should be able to get my 7 Plus on launch day through Verizon? or do they have a history of issues on launch day preorders? (I've never preordered an iPhone before so I don't know this stuff)
     
  20. comptr macrumors 65816

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    #20
    Yes you should be able to. I have done pre-orders for the iPhone before.
     

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