When I bought my iMac I decided not to get the Apple care at first. I figured I would wait a year and see how things go. Well when my 1 year of support was almost up I decided to go ahead and get it. 3 months later the display croaked on my iMac. So I took it in and the estimate to fix it was $700.00. Man was I glad I bought Apple Care just in time. My total cost with Apple Care $0.00.
Yes it is a lot of money but you just never know when something can go wrong. Would you rather spend $250.00 now or $700.00 later? I know not all repairs will cost this much but it is one real world example.
I will always be buying Apple Care in the future. In fact I just bought a 13" MBP 2010 Refurb for my wife and I bought the Apple Care right away. I'm happy knowing we will have peace of mind for 3 years. It is one less cost I have to worry about sneaking up on me when I least expect it.
Yes, sure, because the ACP price tag for iMac and MBP 13" 2010 is much lower than that of MBP 15" and 17". Check the Apple Store.