This might sound stupid but I want to finance a computer (so I can have it right away, maybe) for Internet, iMovie and GarageBand. I use my Power Mac G4 for that stuff but it's slow and I cannot use the latest versions of the software. I want a base-model MacBook Air, 11". ($1000) I'm a student in high school and my last paycheck was $345, but since my schedule changes weekly my monthly income won't be the same each month. I hate my job (to be quite honest it's fairly depressing and makes me upset, but I don't want to leave it because I don't know how hard it will be to find my next job) so I don't want to stay there for several months without getting it plus if I just save I'll water down my balance by buying random stuff like food on a daily basis. Today I ended up spending $75 on food and an HDMI cable for my Xbox and I'll be spending another $80 to register my new car that my parents bought me. What are the monthly fees and interest like? The information they give on the Apple Site I find to be very confusing so I need some clarification. If I lose my job and cannot pay the monthly fee, I have to return the laptop, am I correct? If that happens, will I get my money back? I don't have a credit card so I don't know if that is a requirement. If it is, that's an automatic no to financing because I will not be getting a credit card for that.