Why I ask this is that I received a "private message" from a "med student in India" who wanted to get a free app for his iPhone but could not create an account because he had no credit card. He wanted me to create a free account through mine (using "whatever email address" I liked). I did point him to a variety of options - including the "coupon" option but he said that didn't work. Naturally I was a little wary and ended up by saying that I couldn't help him. But it did occur to me, without a credit card it doesn't seem possible. What do the kids do then? Lean on generous parents?