In other words, if I have about a year left on my current contract, I understand that I can still upgrade to iPhone now (AT & T FAQ says that all existing customers can upgrade). My question (which doesn't seem clear from AT & T FAQ, or browsing these forms) is whether getting an iPhone will ADD time to the current contract, or replace it? In other words -- does this mean my 1 year currently owed will become two years from date of new contract or will it become 3? A related question -- my wife is now eligible for an AT & T upgrade and can get a Treo 680 for $99. If the iPhone contract REPLACES rather than adds on to current contract, I'm thinking she should get the $99 Treo, sell it on eBay for $250 (which it seems they go for, easily), and then immediately upgrade to an iPhone. If the iPhone contract simply replaces past contract, then this means she's getting a cheap Treo plis iPhone for 2 year committment. Thoughts? I've been a long-time reader of these forums, but first post.