that runs on your own computer? The only people I trust with my online finances would be my bank. So I am looking for something that functions similar to mvelopes but isn't online only. Ideas? I am going to download and play with Squirrel (found by searching forums). I do have Office 07 so I could always try playing with Excel as well. OK, found something called Budget http://www.snowmintcs.com/products/budgetmac/index.php Anyone use that?