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Is there anyway to pay monthly fees on a Macbook?

K

Kinkokoro

macrumors member
Original poster
Apr 12, 2007
48
0
Using my existing Visa card, can I put down payments on a Macbook? (from Apple) and if not from Apple, anywhere else?
I saw an option for Jupiter cards, but I rather not apply for any other card. I have many other expenses rather than saving up for a Macbook on my own, I'd like to pay monthly fees until it's been paid off.

Thanks,

Josh
 
Kinkokoro said:
Using my existing Visa card, can I put down payments on a Macbook? (from Apple) and if not from Apple, anywhere else?
I saw an option for Jupiter cards, but I rather not apply for any other card. I have many other expenses rather than saving up for a Macbook on my own, I'd like to pay monthly fees until it's been paid off.

Thanks,

Josh
Click to expand...

When you configure a MacBook etc usually at the bottom of the page there is a button that says something like "see how you can get this by paying X amount each month".
 
I know it's frowned upon by many Apple fans, but CompUSA is almost always running specials that include interest free monthly payments for x number of months. I just finished paying off my PowerBook G4 on an 18 month same-as-cash payment plan. :)
 
McBeats said:
Yeah, I heard Juniper has some harsh interest rates.
Click to expand...

And they dont tell you until they accept you. So i just wanted to apply and get the credit limit but if you apply and youre accepted, you now have the card. They gave me a 22.2% interest rate. So i called them to see if it could get lowered, and they said no. (i have good credit) So i asked to cancel the card. Turns out they never canceled it and it still shows up on my credit report. So i had to call back 3 weeks later and have them cancel it again. They finally did this time.
 
Keep in mind that "interest free" plans or "no payment for 90 days" plans are designed to make money from you -- if you are even 1 day late on the payment date, you could be paying a high rate of interest on the whole thing back to Day 1. They are counting on people being careless, and charging them up the wazoo once the offer terms are broken.

Also, some "No Interest" payment plans have an up-front "registration" or "Paperwork" fee that can actually be higher than any interest. A local store was offering a "1 year same as cash" plan for purchases greater than $100. The "administration fee" was $49.95. So if you bought a $300 item, and paid it off in equal monthly payments over one year, you would have paid approximately 33% interest on this "interest free" offer.
 
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