Is true for an average American?

Discussion in 'Community Discussion' started by Gustavo Machado, Feb 2, 2011.

  1. Gustavo Machado macrumors newbie

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    Mar 18, 2010
  2. Zerozal macrumors 6502

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    Apr 3, 2009
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    PA
    #2
    Yeah, the numbers seem pretty reasonable to me. The healthcare costs seem high, but that may be because I have no health-related expenses. So overall, the numbers to seem to be in the ballpark.
     
  3. Tomorrow macrumors 604

    Tomorrow

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    Always a day away
    #3
    Yeah, $500 a month for health care expenses seems a bit high, but I'm sure there are some people that pay that much.

    OTOH, I thought the housing costs were low.
     
  4. OutThere macrumors 603

    OutThere

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    NYC
    #4
    Average individual health insurance runs somewhere around $500/month, family plans $1,100/month. Employers cover varying percentages of that. Sounds reasonably accurate.
     
  5. Biff... macrumors 6502a

    Biff...

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    #5
    With that kind of cost, it pays to take care of yourself.
     
  6. ravenvii macrumors 604

    ravenvii

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    Mar 17, 2004
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    Melenkurion Skyweir
    #6
    Yeah, if you, instead of paying the insurance company $500, put that away in a bank, and take care of yourself for 2 years, you will have enough money to pay for almost any medical expenses that can come up.

    The problem, of course, is "catastrophic" medical expenses, and a health issue right after another.

    It's a gamble - the bets are the opposite between yourself and the insurance company.
     
  7. ender land macrumors 6502a

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    Oct 26, 2010
    #7
    The best bet (if you are financially able) is to have a relatively large deductible to cover those sorts of situations as this normally results in a lower monthly premium.
     
  8. Melrose Suspended

    Melrose

    Joined:
    Dec 12, 2007
    #8
    I thought I could do that, but I have a heart problem, and in about ten years is generally when it need substantial surgery. In the meantime, I can't lose coverage or they'll deny me on a pre-existing condition. Ergo, they can bend me over a table as long as they want. Such are insurance companies. :(

    They run the whole system on fear.
     
  9. Heilage macrumors 68030

    Heilage

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    May 1, 2009
    #9
    That is so friggin unfair. Unacceptable, if you ask me.
     
  10. Dagless macrumors Core

    Dagless

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    Fighting to stay in the EU
    #10
    Very not cool!
     

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