Is true for an average American?

[Gustavo Machado]

http://www.youtube.com/watch?v=Nu4YG5PifCA

Hmmm...I don't know about all those numbers but seems about right. 😕

 

[Zerozal]

Yeah, the numbers seem pretty reasonable to me. The healthcare costs seem high, but that may be because I have no health-related expenses. So overall, the numbers to seem to be in the ballpark.

 

[Tomorrow]

Yeah, $500 a month for health care expenses seems a bit high, but I'm sure there are some people that pay that much.

OTOH, I thought the housing costs were low.

 

[OutThere]

Yeah, $500 a month for health care expenses seems a bit high, but I'm sure there are some people that pay that much.

OTOH, I thought the housing costs were low.

Average individual health insurance runs somewhere around $500/month, family plans $1,100/month. Employers cover varying percentages of that. Sounds reasonably accurate.

 

[Biff...]

With that kind of cost, it pays to take care of yourself.

 

[ravenvii]

With that kind of cost, it pays to take care of yourself.

Yeah, if you, instead of paying the insurance company $500, put that away in a bank, and take care of yourself for 2 years, you will have enough money to pay for almost any medical expenses that can come up.

The problem, of course, is "catastrophic" medical expenses, and a health issue right after another.

It's a gamble - the bets are the opposite between yourself and the insurance company.

 

[ender land]

Yeah, if you, instead of paying the insurance company $500, put that away in a bank, and take care of yourself for 2 years, you will have enough money to pay for almost any medical expenses that can come up.

The problem, of course, is "catastrophic" medical expenses, and a health issue right after another.

It's a gamble - the bets are the opposite between yourself and the insurance company.

The best bet (if you are financially able) is to have a relatively large deductible to cover those sorts of situations as this normally results in a lower monthly premium.

 

[Melrose]

Yeah, if you, instead of paying the insurance company $500, put that away in a bank, and take care of yourself for 2 years, you will have enough money to pay for almost any medical expenses that can come up.

I thought I could do that, but I have a heart problem, and in about ten years is generally when it need substantial surgery. In the meantime, I can't lose coverage or they'll deny me on a pre-existing condition. Ergo, they can bend me over a table as long as they want. Such are insurance companies. 🙁

They run the whole system on fear.

 

[Heilage]

I thought I could do that, but I have a heart problem, and in about ten years is generally when it need substantial surgery. In the meantime, I can't lose coverage or they'll deny me on a pre-existing condition. Ergo, they can bend me over a table as long as they want. Such are insurance companies. 🙁

They run the whole system on fear.

That is so friggin unfair. Unacceptable, if you ask me.

 

[0098386]

I thought I could do that, but I have a heart problem, and in about ten years is generally when it need substantial surgery. In the meantime, I can't lose coverage or they'll deny me on a pre-existing condition. Ergo, they can bend me over a table as long as they want. Such are insurance companies. 🙁

They run the whole system on fear.

Very not cool!