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The biggest problem with "audiophilia" is the toll it takes on your time and attention. Are you listening to music as much as you are auditioning gear?
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You are right about that. That best why to say it is to define
Audiophile: A person who listens to stereo equipment, as opposed to music.
As for cost you can get into it get cheap. There is a strong Do It Yourself movement where people build gear. You can find an old 1950's console radio or old tube TV set and rebuild it into a very high end hifi amp. I get far more enjoyment building something like this out of salvaged parts that from simply buying a ready made product.
I'll admit to listening to gear too. In fact double so because I'm into both HiFi and musical instrument amps. Last night I tried to learn to play Eric Clapton's "sunshine of your love" from the Cream album DisrailyGears (SP?) Clapton plays a few notes on the (low) 6th string that sound good on the CD but are just muddy "thuds" when I try. So now, I can't help but think about how the next guitar amp built should go. Or maybe I should just upgrade a speaker and output transformer?....